€18,000 gross a year: how much is it net?

In 2026, a single person with no children and a permanent contract earning €18,000 gross a year in Spain takes home €15,917.40.

Per month in 14 payments€1,123.03plus 2 extra payments of €1,220.53

Per month in 12 payments€1,326.45

Net per year€15,917.40

IRPF withholding5.07%

Gross, that's €1,285.71 a month in 14 payments, or €1,500.00 a month in 12 payments with extras spread.

Annual breakdown

Gross salary€18,000.00

Social Security6.5%− €1,170.00

Common contingencies€846.00

Unemployment€279.00

Vocational training€18.00

MEI (intergenerational equity)€27.00

IRPF withholding5.07%− €912.60

Net salary€15,917.40

Add your age, number of children, contract type or a disability and see your net pay instantly.

Children aged 3 to 24 living with you, no joint custody. Spouse earning €1,500 a year or less.

Situation	Net per month (14 payments)	Net per month (12 payments)	IRPF
Single, no children	€1,123.03	€1,326.45	5.07%
With 1 child	€1,147.07	€1,354.50	3.2%
With 1 child under 3	€1,185.00	€1,398.75	0.25%
With 2 children	€1,183.71	€1,397.25	0.35%
With 3 children	€1,188.21	€1,402.50	0%
Married, spouse with no income	€1,163.66	€1,373.85	1.91%
Married, spouse with no income and 2 children	€1,188.21	€1,402.50	0%

How much is €18,000 gross a year in net monthly pay?

€1,123.03 a month in 14 payments, plus two extra payments of €1,220.53, or €1,326.45 a month if you're paid in 12. In total, €15,917.40 net a year.

How much IRPF is withheld on €18,000 gross?

Withholding is 5.07%: €912.60 a year, with no children. It's an advance on income tax; your annual return adjusts it to your region.

How much Social Security is paid on €18,000 gross?

€1,170.00 a year on a permanent contract: common contingencies, unemployment, vocational training and MEI.

The calculations and text on this page are based on these official laws and publications (in Spanish).

Last reviewed: October 21, 2026