€21,000 gross a year: how much is it net?

In 2026, a single person with no children and a permanent contract earning €21,000 gross a year in Spain takes home €17,432.10.

Per month in 14 payments€1,228.90plus 2 extra payments of €1,342.65

Per month in 12 payments€1,452.68

Net per year€17,432.10

IRPF withholding10.49%

Gross, that's €1,500.00 a month in 14 payments, or €1,750.00 a month in 12 payments with extras spread.

Annual breakdown

Gross salary€21,000.00

Social Security6.5%− €1,365.00

Common contingencies€987.00

Unemployment€325.50

Vocational training€21.00

MEI (intergenerational equity)€31.50

IRPF withholding10.49%− €2,202.90

Net salary€17,432.10

Add your age, number of children, contract type or a disability and see your net pay instantly.

Children aged 3 to 24 living with you, no joint custody. Spouse earning €1,500 a year or less.

Situation	Net per month (14 payments)	Net per month (12 payments)	IRPF
Single, no children	€1,228.90	€1,452.68	10.49%
With 1 child	€1,243.30	€1,469.48	9.53%
With 1 child under 3	€1,276.60	€1,508.33	7.31%
With 2 children	€1,275.25	€1,506.75	7.4%
With 3 children	€1,347.70	€1,591.28	2.57%
Married, spouse with no income	€1,269.55	€1,500.10	7.78%
Married, spouse with no income and 2 children	€1,333.00	€1,574.13	3.55%

How much is €21,000 gross a year in net monthly pay?

€1,228.90 a month in 14 payments, plus two extra payments of €1,342.65, or €1,452.68 a month if you're paid in 12. In total, €17,432.10 net a year.

How much IRPF is withheld on €21,000 gross?

Withholding is 10.49%: €2,202.90 a year, with no children. It's an advance on income tax; your annual return adjusts it to your region.

How much Social Security is paid on €21,000 gross?

€1,365.00 a year on a permanent contract: common contingencies, unemployment, vocational training and MEI.

The calculations and text on this page are based on these official laws and publications (in Spanish).

Last reviewed: October 21, 2026